By Kenneth D. McDaniel II, Realtor   Over the past 12 months we have witnessed dramatic reductions in asking prices for real estate.  Homes that might have sold for half a million dollars just two years ago are now being listed at $315,000 to $410,000.  For some savvy investors, this is the perfect opportunity to take advantage of a "buyers market".  However, not every buyer has the shoulders to carry every load.     To determine if you are in

  For the past six years The B.R.O.T.H.E.R.S. of Paterson, Inc. sponsors an annual Turkey Basket Giveaway.  This year's event took place on Sunday, November 23rd.  Each year members of The BROTHERS of Paterson, Inc. purchase, arrange, package and personally deliver baskets of food to local families.  It is a sight to behold when several large men clothed in black and gold sweat-hoodies descend on neighborhoods throughout Paterson, offering smiles, gifts and kind words for the

Recently local school boards have been grappling with questions about whether or not to utilize metal detectors as a means of promoting school safety. This has become a controversial topic. Advocates for metal detectors in schools assert that metal detectors are not intrusive, highly efficient, and they are a fundamentally essential component for developing safer learning environments. The opposition argues that metal detectors are invasive, fallible, unconstitutional and ineffective at best. Who is right? Â Given the

With a little planning and a bit of creative thinking, you can enjoy romantic, fun, unforgettable, and relatively inexpensive "get aways" a few times a year. Listed here are ideas that will help to jumpstart your planning.   The Essentials: Contemplate the ideal weekend for you and your partner. Discuss the things you've always liked to do or have always wanted to do. Remember to focus more on your partner than on yourself.     Whenever possible, make plans at least

One of the primary reasons home prices are inflated in the northeastern part of the state is the prevalence of Mortgage Fraud.  Mortgage Fraud affects everyone.  Lenders are fleeced out of substantial sums of revenue.  Property owners are lied to about the value of their real estate investments.  And, the most regrettable scenario; would-be home buyers are erroneously priced out of the buying market due to falsely inflated ideas of property values.        Mortgage Fraud can be